What are the exceptions to the automatic stay imposed by Bankruptcy?
Filing for bankruptcy provides many benefits, one of which is the so-called "automatic stay" wherein your creditors cannot legally proceed against you to attach your wages, take your possessions, etc. They cannot call you and harass you at home or at work, write nasty letters to your boss or to your home, call you in the middle of the night or file a lawsuit against you. They cannot lien your property, terminate your food stamps or other public assistance benefits, or seize your bank account or property.
If they try and do so ---SEE A LAWYER RIGHT NOW! There are some exceptions, however, of which you should be aware. If you have received notice of tax audit, this will not stop the the IRS from proceeding, however the IRS cannot issue and record a lien against your property at that point. Criminal proceedings, as you might expect, are not stopped by a bankruptcy. But all other scenarios do stop the creditors if they have been provided sufficient notice (except paternity, spousal and child support), so stop being kicked around and bullied by these unconscionable bill collectors and come to our office and let us help you protect your rights and start a new, fresh life without
debt worry.
If you are being harassed creditors and would like to discuss your case with an experienced Irvine bankruptcy attorney then you should call our firm at 877-396-8460. An Irvine bankruptcy lawyer from our law firm will be able to take a look at your case and provide you with the legal advice and guidance your bankruptcy law related matter deserves. Whether you are in need of filing for
Chapter 7 bankruptcy or just need to stop
debt collection harassment, a member of our firm is standing by waiting to assist.
Contact our firm for more information today.